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Caption: "Monrovia Savings Bank where Gilbert's store now stands" at Myrtle & Orange Ave (Colorado) in the former First National location.. Signs in window above Bank: "Drs. C. Davies Physician Surgeon and Dr. L.L. Day, Dentist." To left a Jeweler. A California law that prohibited commerical banks from paying interest on deposits prompted the formation of savings banks, including the Monrovia Saving Bank.